docs: fix phase READMEs and STATE.md — add full scope/plan to phases 9-15, fix stale last-commit field

.paul/phases/09-email-dispatcher/README.md

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+# Phase 09: Email Dispatcher
+
+**Status:** Not started
+**Depends on:** Phase 8 (Billing Engine)
+
+## Goal
+
+Ensure all automated emails (invoices, low credits, license expiry, monthly reports, welcome)
+send correctly via SMTP with proper HTML templates. Add an email delivery log visible to
+super admin, and a test-email endpoint to verify SMTP config.
+
+## Planned Scope
+
+### Backend
+
+**Jinja2 HTML email templates** (`backend/app/templates/email/`)
+- `invoice.html` — branded invoice notification (already plain text in Phase 8; upgrade to HTML)
+- `low_credit_alert.html` — low credit warning with credit meter visual
+- `license_expiry.html` — license expiry countdown with days remaining
+- `monthly_report.html` — monthly report summary email (stub, filled in Phase 11)
+- `welcome.html` — welcome email with license key + setup instructions (used in Phase 14)
+- Base layout template with consistent header/footer
+
+**`email_logs` table** (new model `app/models/email_log.py`)
+- `id`, `school_id` (nullable), `to_email`, `subject`, `email_type`, `status` (sent/failed),
+  `sent_at`, `error_message`, `created_at`
+
+**`app/services/email.py`** — enhanced
+- Accept HTML template name + context instead of raw body string
+- Log every send attempt to `email_logs` table
+- Retry on transient failure (up to 3 attempts)
+
+**`backend/app/routers/email.py`** (new)
+- `GET /api/email-logs` — super admin: paginated email delivery history with filters
+- `POST /api/email/test` — send a test email to verify SMTP config (super admin)
+
+**Update all tasks** that send email (billing, sms, license) to use HTML templates
+
+### Frontend
+
+**EmailLogsPage or section** in super admin
+- Table: to, subject, type, status badge, sent_at, error message
+- Filter by email type + status
+
+**api.ts additions**
+- `getEmailLogs(params)` — list email logs
+- `sendTestEmail(to)` — trigger test email
+
+## Key Files to Create/Modify
+
+- `backend/app/models/email_log.py` (new)
+- `backend/app/templates/email/*.html` (new — 5 templates)
+- `backend/app/services/email.py` (enhance)
+- `backend/app/routers/email.py` (new)
+- `backend/app/main.py` — include email router
+- `backend/migrations/versions/002_email_logs.py` (new migration)
+- `frontend/src/pages/EmailLogsPage.vue` (new or section in existing page)
+- `frontend/src/lib/api.ts` — add email log functions
+- `frontend/src/router/index.ts` — add email logs route
+- `frontend/src/components/sidebar/AppSidebar.vue` — add nav item